4 Credit Cards to Help You with Your Small Business

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.]

Are you an entrepreneur? Have you always dreamed of starting your own small business but aren’t sure what to do? Or maybe you’re already successful looking for more resources to continue help your business grow. Luckily, credit card companies are aware of your needs and there are many business credit cards available to help you with your small business. We’re going to outline some of our favorites that offer great rewards and benefits.

Ink Business Preferred Credit Card

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The Ink Business Preferred Credit Card is extremely flexible. You can earn 3X the points per dollar on the first $150,000 spent in combined purchases in travel, shipping purchases, internet, cable, phone services, and advertising purchases with social media sites and search engines. Plus, you earn 1X the points on all other purchases. There is no limit on the amount you can earn. Not only that, but if you redeem points for travel through Chase Ultimate Rewards, Chase’s rewards platform, points are worth 25% more. New cardholders can also earn 80,000 bonus points after spending $5,000 on purchases within the first three months of the account opening. If you redeem these points through Chase Ultimate Rewards, that’s worth $1,000 towards travel!

Capital One Spark Cash for Business

If your business needs are simple, then this may be the card for you. The Capital One Spark Cash for Business offers unlimited 2% cash back on all purchases. This could mean earning thousands of dollars each year to reinvest in your business. New cardholders can also earn a one-time $500 cash bonus once they spend $4,500 on purchases within three months of the account opening. Employee cards don’t cost extra and you can redeem cash back for any amount.

Ink Business Cash Credit Card

The Chase Ink Business Cash Credit Card offers a generous amount of cash back. Cardholders earn 5% back on the first $25,000 in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year. They also earn 2% on the first $25,000 in combined purchases at gas stations and restaurants each account anniversary year. All other purchases earn 1% cash back and there is no limit on how much you can earn. Plus, you can earn $500 bonus cash back after you spend $3,000 on purchases within the first three months of the account opening. So whether it’s office supplies or throwing a company luncheon to celebrate your success, this card can help you earn huge rewards!

Capital One Spark Miles for Business

Do your business needs require you to travel a lot? If so, the Capital One Spark Miles for Business is a great option. Cardholders earn unlimited 2 miles per dollar spent on purchases. Plus, there’s a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first three months of the account opening. There are no categories to keep track of and miles can be redeemed for miles, cash back, gift cards and more. Plus, this card has no foreign transaction fees and the annual fee is waived for the first year.

Final Thoughts

Whether it’s travel, office supplies, or dining, there are plenty of wonderful business credit cards that can help you with your small business. Earning rewards on these credit cards can be used to reinvest in your business and help it grow even more. When applying for any of these cards, remember to check your free credit score at Credit.com since these cards require good-excellent credit. We provide two credit scores, updated every 14 days, as well as a credit report card which is a summary of your credit report. Monitoring your credit score can help get you on track to qualifying for a card to help you with your business.

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