Whether you’re playing the field or seeing someone exclusively, dating can be an important aspect of your social life. Going on dates gives you an opportunity to meet new people, deepen an existing relationship, or just have some fun (hopefully).
Unfortunately, dating can do a number on your wallet. Some credit cards are perfect for romance, as they earn you rewards on common date destinations.
How to Choose a Credit Card for Dating
If dates make up a good chunk of your monthly expenses, a credit card for dating rewards might be a great choice. Make sure to pick a card that rewards the types of purchases you tend to make; dining rewards won’t be a good fit if you tend to avoid restaurants.
Choose a card that earns rewards you’ll actually use. Miles and points are great for frequent travelers and gift card redemptions, but a cash back card might be a better fit if you’re looking to reduce your monthly bill.
Before you apply for a card, check for a competitive APR and fee structure. Excessive interest or fees can reduce the value of your rewards.
What Credit is Required for a Card for Dating?
Cards with great rewards frequently require good to excellent credit. The hard inquiry stemming from a credit card application can ding your credit score a few points, so you should only apply if you’re confident you will be approved. You can check your credit score for free at Credit.com.
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Note: It’s important to remember that interest rates, fees, and terms for credit cards, loans, and other financial products frequently change. As a result, rates, fees, and terms for credit cards, loans, and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees, and terms with credit card issuers, banks, or other financial institutions directly.
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