[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.]
Four leaf clovers can be difficult -- but not impossible -- to find; they look just like the regular variety unless you look very carefully. In the same way, it is hard to find a credit card with a balance transfer offer that has no balance transfer fee.
Balance transfers can be a great way to save money on interest rates, but most banks will impose a balance transfer fee of between 3% and 5% on the amount transferred. These fees are added to a cardholder's new balance, and they instantly owe more money than they previously did.
Before the financial crisis of 2008, there were several credit cards on the market with 0% APR offers and no balance transfer fee. Today, there are a few remaining cards that have no balance transfer fee.
Image: iStockphoto