6. Use your card to pay for stuff you need to buy
Image: Guy Montag
Some folks may shy away from charging monthly expenses like groceries, utility bills or insurance payments to their credit card, but, Bilker points out, it’s smart to “earn rewards on purchases you’re going to have to make anyway.” To ensure monthly purchases don’t get out of hand, you can pay the charges off at the end of the day or each week using a linked checking account.
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