2023 Review: Chase Freedom Unlimited®

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The Chase Freedom Unlimited® Credit Card is ideal for those who want to earn cash back on everyday purchases. You can earn anywhere from 1.5% to 5% cash back rewards. These points don’t expire and there’s no limit to how much you can earn.

Pros	Cons
1.5% cash back on everything	Can be complicated to track points and rewards
No annual fee
0% Intro APR for intro_apr_duration, ongoing APR of reg_apr,reg_apr_type

Learn more about your cash back rewards potential here!

Full Review of Chase Freedom Unlimited®

There are so many opportunities for cash back rewards with this card, that really, there’s nowhere you can go wrong. You’re going to bonus_miles on all purchases. If you’re new to cash back credit cards, this is a great card to start out with. However, you’re going to get the most out of this credit card if you’re willing to pay close attention to this card’s rewards rates.

As far as cash back credit cards go, we’re a fan of the card_name credit card. Not only does it have so many great benefits and rewards, but it also has a relatively low ongoing APR and a annual_fees annual fee, which is a match made in credit card heaven.

There are some unique features of this card – most positive, some complicated – that we’ll dive into below.

Learn more about your cash back rewards potential here!

What You’ll Like About This Card

Good Intro APR

If you’re planning on making a big purchase sometime soon, a credit card that offers 0% APR is a good way to break out that purchase into smaller, consistent payments over a longer period of time. Fortunately, the Chase Freedom Unlimited® card offers a relatively long 0% APR intro period of intro_apr_duration. (Heads up, the regular APR is reg_apr,reg_apr_type depending on your creditworthiness.)

Easy 1.5% Cash Back

Although this card has a variable cash back rate on different categories, some as high as 5% (travel purchased through Chase Ultimate Rewards®), most all purchases will at least offer that 1.5% cash back, which makes it a good beginner card.

Collect rewards on your purchases without having to factor in the cost of the card itself, with card_name’s annual_fees annual fee.

The Drawbacks

You Earn Points, Which Can Be Redeemed for Cash Back

So the card_name credit card is a little different from other cash back cards in that you receive points. Each point is worth one cent. You will make 1.5% – 5% cash back on your purchases (depending on what you purchase and how you purchase).

Learn more about your cash back rewards potential here!

Is It Worth It?

Is it worth it? Totally. If you’re looking for a straightforward card that offers cash back rewards with no maximum limits and no minimums to redeem points, the card_name credit card may be the right card for you. Be sure to explore all the alternative cards before making your final decision.

Terms and limitations apply

Advertiser Disclosure: Credit.com has partnered with CardRatings for our coverage of credit card products. Credit.com and CardRatings may receive a commission from card issuers.