Barry Paperno

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Barry Paperno provides a perspective on credit and personal finance that comes from more than 25 years serving the credit industry, representing FICO, Experian, Bank of America, and others.

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Help! They Closed My Credit Card Account!
Help! They Closed My Credit Card Account
[Disclosure: Cards from our partners are mentioned below.] The ex... read more

April 12, 2013

Credit Cards

Is Being Debt-Free Always a Good Thing?
Is Being Debt-Free Always a Good Thing?
Is being debt-free always a good thing? Seems like a silly questi... read more

April 9, 2013

Credit Score

Are No-Limit Credit Cards Bad for Your Credit?
Are No-Limit Credit Cards Bad for Your Credit?
While you may not have heard of “no preset spending limit&#... read more

April 7, 2013

Credit Score

How Do Student Loans Impact Your Credit?
How Do Student Loans Impact Your Credit?
For many young people, obtaining credit can be difficult, particu... read more

April 5, 2013

Student Loans

Can a Loan Really Rebuild Your Credit Score?
Can a Loan Really Rebuild Your Credit Score?
What is a rebuilder loan?  No, it’s not a construction... read more

March 28, 2013

Personal Loans

Do We Need to Change Bankruptcy Rules for Student Loans?
Do We Need to Change Bankruptcy Rules for Student Loans?
An ongoing debate has ensued over whether a student loan borrower... read more

March 8, 2013

Student Loans