Gerri Detweiler

Gerri Detweiler

Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

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All of Gerri's posts
5 Myths About Credit Scores and Insurance
Credit Score

5 Myths About Credit Scores and Insurance

Why and how do insurance companies use your credit information?

Gerri Detweiler

7 Ways to Stop Overseas Debt Collection Scam Calls
Managing Debt

7 Ways to Stop Overseas Debt Collection Scam Calls

Some debt collection callers are not really debt collectors, they're scammers. Here's how to get them to stop calling you.

Gerri Detweiler

Can You Have Too Much Credit?
Credit 101

Can You Have Too Much Credit?

"Too much of a good thing can be wonderful," said film star Mae West. But what about too much credit? Is having a lot of credit a wonderful thing as well?

Gerri Detweiler

What to Do If You Get a 1099-C for an Old Debt
Managing Debt

What to Do If You Get a 1099-C for an Old Debt

Earlier this year, questions poured in from readers grappling with how to deal with 1099-Cs they received from lenders reporting "canceled" or "forgiven" debt. Here is some more info on the subject.

Gerri Detweiler

Underwater Homeowners Ask: Should I Stay or Should I Go?
mortgages

Underwater Homeowners Ask: Should I Stay or Should I Go?

Your home is often the biggest purchase you'll ever make, which is why some homeowners who are underwater on their homes right now are nervous about how they can get out without ruining their financia

Gerri Detweiler

8 Rules of an Effective Credit Report Dispute Letter
credit report

8 Rules of an Effective Credit Report Dispute Letter

If you've decided to dispute a credit report mistake by mail, here's how to write an effective letter.

Gerri Detweiler

Reader Asks: Can the IRS Seize My Inheritance?
taxes

Reader Asks: Can the IRS Seize My Inheritance?

A reader has had a tax lien filed on her by the IRS, but in 2 months is scheduled to receive an inheritance. Can the IRS seize those funds to collect unpaid taxes?

Gerri Detweiler

Can You Be Rejected For A Debit Card?
Credit Card Alternatives

Can You Be Rejected For A Debit Card?

Can you get turned down for a debit card? Consumers talk about getting turned down for a Target REDCard debit card.

Gerri Detweiler

What's a Credit Score? Really.
Credit 101

What's a Credit Score? Really.

The average American has somewhere around 35 credit scores and they are used for a variety of different reasons.

Gerri Detweiler

Cancelled Student Loan Debt Creates Tax Nightmare
taxes

Cancelled Student Loan Debt Creates Tax Nightmare

When Kim Thompson's $91,000 student loan balance was cancelled due total disability, she traded it for another kind of debt... to the IRS.

Gerri Detweiler