The Mortgage Mistake You May Not Realize You're Making
February 04, 2015
Scott Sheldon is a senior loan officer and consumer advocate in Santa Rosa, California. His work has appeared in Yahoo! Homes, CNN Money, MarketWatch and The Wall Street Journal. Connect with him at Sonoma County Mortgages.
It’s no secret you need cash on hand to get a mortgage, but the way you handle that cash can seriously derail your homeownership chances.
There is a way to buy a home with less than 20% down while avoiding the dreaded mortgage insurance, effectively lowering your monthly payment.
Are you buying or refinancing a home in a high-cost market and need a big mortgage loan? Here's how to find the loan program that works best for you.
As challenging as it may be to finance an alternative property type, it can be done. Here's how to get a mortgage for an unconventional home.
Do you have student loans in deferment, but want to get a mortgage to buy a home? That could cause a hiccup in your mortgage approval process.
Did you just recently get a new job or receive a promotion? You can still get a mortgage, you just have to approach it the right way to seal the deal.
Want to buy a home, but you're getting a divorce and still tied to a house that's no longer yours? Here's how to get a mortgage to buy out your ex.
While credit standards have somewhat loosened up in home lending, there are still some credit mistakes that could throw a wrench in your mortgage process.
Interest rate isn’t the only factor that can drive up your projected new monthly mortgage payment. Here's what to watch out for if you want a lower payment.
You have a great credit score, low debt, solid income, cash ready to go, but you still can't get a mortgage. Will a second job help you? Not necessarily.