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Our Credit.com experts provide simple explanations for what influences your credit score; how your credit information gets used and tips on how to improve your credit. Access your credit information with a credit score and credit report from Credit.com. Sign up is quick, easy and always FREE!

A woman learns how to get out of debt with her smartphone

Credit Score

Why Your Credit Score Isn’t Going Up

Waiting for your score to change? There are a few reasons why this hasn't happened yet.

| June 4, 2024

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debt destroy your credit score

Credit Score
Will Debt Destroy Your Credit Score?
Next to late payments, debt is the most likely factor to boost â€... Read More

September 16, 2013

joint accounts

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4 Ways Joint Accounts Can Ruin Your Credit
It may seem like a good idea at the time, but sharing a joint ban... Read More

September 12, 2013

6 Credit Myths That Can Wreck Your Finances

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6 Credit Myths That Can Wreck Your Finances
Credit is a concept that many Americans struggle with. Although v... Read More

September 6, 2013

Credit Mistakes Older Americans Make

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5 Credit Mistakes Older Americans Make
Seniors are getting squeezed in so many ways. Healthcare and othe... Read More

September 5, 2013

credit score

Credit Score
How Much Does Your Credit Score Cost You?
You’ve heard that not having a great credit score can be costly... Read More

September 4, 2013

maxing out on credit cards

Credit Score
Maxing Out on Credit Cards: How Long Will It Hurt Your Credit?
When it comes to understanding how your credit score is affected ... Read More

September 2, 2013