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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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credit building mistakes

Credit 101
3 Credit-Building Tricks That Can Backfire
A good credit score can help with all sorts of things: buying a h... Read More

January 2, 2016

applying for credit

Credit 101
I Accidentally Applied for Credit I Didn’t Want. Now What?
Mistakenly applying for credit is pretty difficult to do. First o... Read More

November 3, 2015

Credit 101
Help! I Was Rejected for a Secured Credit Card
Having to apply for a secured credit card because you have too li... Read More

November 3, 2015

Alternative Ways to Save for Retirement

Credit 101
My Co-Signer Filed for Bankruptcy. Will I Be Affected?
Co-signing on a loan or a credit card certainly has its risks, as... Read More

November 2, 2015

Credit 101
How to Get Your Credit Ready for Holiday Shopping
Consumer credit card spending regularly spikes at the end of the ... Read More

October 20, 2015

build credit

Credit 101
3 Simple Tricks That Can Help You Build Good Credit
Everyone wants a good credit score, there’s no doubt about it. ... Read More

October 9, 2015