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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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credit score scratch

Credit 101
How to Build a Great Credit Score From Scratch
At some point, everyone has no credit history. We all have to sta... Read More

August 11, 2015

Credit Card Convenience Checks Gone Bad: A Cautionary Tale

Credit 101
Credit Card Convenience Checks: A Cautionary Tale
A credit card convenience check allows you to tap your credit car... Read More

July 28, 2015

What Will Leave a Black Mark on My Credit Report?

Credit 101
What Will Leave a Black Mark on My Credit Report?
When you’re looking to apply for a loan, lenders place a major ... Read More

July 27, 2015

divorce

Credit 101
Help! I’m Getting Divorced. How Do We Split Our Credit?
Q. I’m getting divorced and I want to make sure to separate my ... Read More

July 22, 2015

5 Perks You Can Get With a Credit Union

Credit 101
6 Perks You Can Get at a Credit Union
[UPDATE: Some offers mentioned below have expired and/or are no l... Read More

July 10, 2015

The Millennial Mindset That's Setting Them Up for Financial Success

Credit 101
The Millennial Mindset That’s Setting Them Up for Financial Success
Millennials are big on communication and DIY projects. While some... Read More

July 9, 2015