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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. Weโ€™ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. Weโ€™ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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check your credit

Credit 101
Can Anyone Check Your Credit Without Your Permission?
Are you concerned that your stalker ex-boyfriend or nosy neighbor... Read More

August 12, 2015

credit score scratch

Credit 101
How to Build a Great Credit Score From Scratch
At some point, everyone has no credit history. We all have to sta... Read More

August 11, 2015

Credit Card Convenience Checks Gone Bad: A Cautionary Tale

Credit 101
Credit Card Convenience Checks: A Cautionary Tale
A credit card convenience check allows you to tap your credit car... Read More

July 28, 2015

What Will Leave a Black Mark on My Credit Report?

Credit 101
What Will Leave a Black Mark on My Credit Report?
When youโ€™re looking to apply for a loan, lenders place a major ... Read More

July 27, 2015

divorce

Credit 101
Help! Iโ€™m Getting Divorced. How Do We Split Our Credit?
Q. Iโ€™m getting divorced and I want to make sure to separate my ... Read More

July 22, 2015

5 Perks You Can Get With a Credit Union

Credit 101
6 Perks You Can Get at a Credit Union
[UPDATE: Some offers mentioned below have expired and/or are no l... Read More

July 10, 2015