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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Help! I Can't Get a Loan Because I'm 'Dead'

Credit 101
Help! I Can’t Get a Loan Because I’m ‘Dead’
There are countless ways your credit report can get messed up, al... Read More

June 8, 2015

misspelled-credit-card

Credit 101
6 Mistakes You Make When You Check Your Credit
You may know that if you apply for a credit card, loan, a place t... Read More

June 4, 2015

millennial

Credit 101
What Real Millennials Want to Know About Credit
Last week I talked to a bunch of 20- and 30-somethings — member... Read More

May 22, 2015

Settlement Means Big Changes to Credit Reports Are on the Way: What It Means for You

Credit 101
Big Changes to Credit Reports Are on the Way: What It Means for You
Attorneys general in 30 states have reached a $6 million settleme... Read More

May 21, 2015

start a new credit report

Credit 101
Can You Start a New Credit Report?
Sometimes, the best way to fix a problem is to start over. ItR... Read More

May 18, 2015

credit score differences

Credit 101
Why Are My Credit Scores So Different?
Q. I checked my credit reports. I have scores of 683, 720 and 735... Read More

May 13, 2015