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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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company credit card

Credit 101
What’s the Right Way to Close a Credit Card?
The logistics of closing a credit card are actually quite simple:... Read More

May 13, 2015

Cancel credit Card

Credit 101
Should I Cancel My Old Credit Card When I Get a New One?
It used to be in your wallet, but now it’s in a drawer. Whe... Read More

May 12, 2015

employer credit check

Credit 101
11 States Where Employers Can’t Check Your Credit
In most of the country, a potential employer can review your cred... Read More

May 11, 2015

credit cards for new grads

Credit 101
5 Credit Cards for New Grads
[UPDATE: Some offers mentioned below have expired and/or are no l... Read More

May 8, 2015

apply for a credit card

Credit 101
What Do I Need to Apply for a Credit Card?
Applying for a credit card is quite simple — it’s getting... Read More

May 7, 2015

Secured Card vs. Prepaid Card: Which is Better If You Have Bad Credit?

Credit 101
Secured Card vs. Prepaid Card: Which is Better If You Have Bad Credit?
If you have bad credit, finding a credit card can be tough. But n... Read More

May 4, 2015