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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. Weโ€™ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. Weโ€™ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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credit score differences

Credit 101
Why Are My Credit Scores So Different?
Q. I checked my credit reports. I have scores of 683, 720 and 735... Read More

May 13, 2015

company credit card

Credit 101
Whatโ€™s the Right Way to Close a Credit Card?
The logistics of closing a credit card are actually quite simple:... Read More

May 13, 2015

Cancel credit Card

Credit 101
Should I Cancel My Old Credit Card When I Get a New One?
It used to be in your wallet, but now itโ€™s in a drawer. Whe... Read More

May 12, 2015

employer credit check

Credit 101
11 States Where Employers Canโ€™t Check Your Credit
In most of the country, a potential employer can review your cred... Read More

May 11, 2015

credit cards for new grads

Credit 101
5 Credit Cards for New Grads
[UPDATE: Some offers mentioned below have expired and/or are no l... Read More

May 8, 2015

apply for a credit card

Credit 101
What Do I Need to Apply for a Credit Card?
Applying for a credit card is quite simple โ€” itโ€™s getting... Read More

May 7, 2015