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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Can I Get a Credit Card If I Don't Have a Job?

Credit 101
Can I Get a Credit Card If I Don’t Have a Job?
While the overall job market has improved over the past few years... Read More

May 1, 2015

How Long Does It Take to Get My Free Credit Report?

Credit 101
How Long Does It Take to Get My Free Credit Report?
Q. How long should someone wait for a credit report? I mailed Ann... Read More

April 26, 2015

4 Ways Credit Cards Will Change By 2020

Credit 101
4 Ways Credit Cards Will Change By 2020
It’s hard to believe how some things have changed during ou... Read More

April 25, 2015

What Happens to Your Credit When You Die?

Credit 101
What Happens to Your Credit When You Die?
What exactly does happen to your credit when you die? It’s cert... Read More

April 24, 2015

student identity theft

Credit 101
How to Monitor Your Kids’ Credit When They’re in College
Parents spend years guarding their children from scrapes and cuts... Read More

April 14, 2015

free credit monitoring

Credit 101
How to Compare Free Credit Monitoring Offers
Given the frequency and scale of cyberattacks affecting U.S. comp... Read More

April 8, 2015