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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Millennials Are Super Confident About Their Credit. Should They Be?

Credit 101
Millennials Are Confident About Their Credit. Should They Be?
[UPDATE: Some offers mentioned below have expired and/or are no l... Read More

April 8, 2015

how credit monitoring works

Credit 101
What Is Credit Monitoring, Really?
Millions of Americans have received free access to credit monitor... Read More

April 3, 2015

4 Ways You Can Wreck Somebody Else's Credit

Credit 101
4 Ways You Can Wreck Somebody Else’s Credit
Nothing can sour a relationship faster than abusing trust — and... Read More

March 31, 2015

Credit 101
Help! An Old Credit Card Is Stopping Me From Refinancing
The only thing holding Bob Warren back from refinancing his mortg... Read More

March 25, 2015

Embarrassing Money Questions

Credit 101
3 Money Questions Everyone’s Too Embarrassed to Ask
It’s happened to me more than once. Someone finds out what ... Read More

March 23, 2015

How Much Do Dates On My Credit Reports Matter?

Credit 101
The Most Important Dates on Your Credit Report
If you’ve reviewed your credit reports recently you’ve no dou... Read More

March 23, 2015