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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Do All Credit Checks Hurt My Credit?

Credit 101
Do All Credit Checks Hurt My Credit?
If you check your credit scores regularly — and experts recomme... Read More

March 20, 2015

5 Ways You’re Abusing Your Credit

Credit 101
5 Signs You’re Abusing Your Credit
Using credit cards to pay for just about anything has become the ... Read More

March 19, 2015

pull my credit report

Credit 101
When’s the Right Time to Pull My Credit Reports?
A close friend recently asked me for advice about reviewing her c... Read More

March 18, 2015

credit score myths

Credit 101
7 Credit Score Myths That Will Still Surprise You
Surprise! Consumers are still confused about what goes into a cre... Read More

March 17, 2015

Should I Put My Picture on My Credit Card?

Credit 101
Should I Put My Picture on My Credit Card?
Some consumers like being able to make their credit cards unique... Read More

March 13, 2015

find in your credit report

Credit 101
5 Things You Absolutely Need to Find in Your Credit Reports
You probably already know it’s a good idea to review your credi... Read More

March 6, 2015