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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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5 Ways You're Accidentally Wrecking Your Credit

Credit 101
5 Ways You’re Accidentally Wrecking Your Credit
It’s one thing to knowingly make decisions that hurt your credi... Read More

March 3, 2015

remove an authorized user

Credit 101
Can I Remove an Authorized User Without Hurting Their Credit?
Q. I am wondering if dropping an additional user from my credit c... Read More

March 3, 2015

Can My Credit Card Company Raise My Interest Rate?

Credit 101
Can My Credit Card Company Raise My Interest Rate?
[Update: Some offers mentioned below have expired. For current te... Read More

February 27, 2015

How Your Cellphone Can Help You Build Credit

Credit 101
How Your Cellphone Can Help You Build Credit
Mobile alerts from your credit card issuer can do much more than ... Read More

February 26, 2015

fiancee bankruptcy

Credit 101
Will My Fiancée’s Bankruptcy Hurt Me?
Q. I’m getting married this summer. My finances have always bee... Read More

February 22, 2015

How Do I Get a Dispute Off My Credit Report?

Credit 101
How Do I Get a Dispute Off My Credit Report?
Sometimes doing what you think is the right thing can have conseq... Read More

February 19, 2015