Credit 101

Credit.com is here to provide you with a practical, real-world credit education. Weโ€™ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. Weโ€™ll also brief you on the type of credit products available and how to evaluate which one is right for you!


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Credit 101

What Is a Credit Builder Loan?

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. You need decent credit to take out a loan, but you canโ€™t build good credit... Read More

| April 2, 2024

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How to Remove Collections from Your Credit Report
Learning how to remove collections from your credit report can he... Read More

July 29, 2024

9 Easy Ways to Raise Your Credit Score in 2024
Improving your credit score doesnโ€™t require becoming an expert.... Read More

July 29, 2024

What Is a Prime Credit Score? A Guide for Consumers
A prime credit score typically refers to a high credit score, usu... Read More

July 1, 2024

What Is a 1099-C Form and How Does It Affect Your Credit?
Many or all of the products featured here are from our partners w... Read More

April 26, 2024

Can I Fix My Credit in a Week?
The short answer: In most cases there isnโ€™t an instant fix for ... Read More

April 9, 2024

What Is Penalty APR? + How to Avoid It
A penalty annual percentage rate (APR) is a heightened interest r... Read More

December 4, 2023