Legal Disclosure    Advertiser Disclosure

Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

For more personalized credit tips, sign up for a free Credit Report Card.

How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

Credit Tools

View All Credit 101 Posts

5 Honest Mistakes That Can Wreck Your Credit

Credit 101
5 Honest Mistakes That Can Wreck Your Credit
In the world of personal finance, “the little things”... Read More

January 19, 2015

loan or credit card

Credit 101
Should You Get a Loan Instead of a Credit Card?
Whether it’s an emergency or a planned expense, you’r... Read More

January 14, 2015

Add a Credit Check to Your New Year To-Do List

Credit 101
Add a Credit Check to Your New Year To-Do List
If you’re like me and you spend the beginning of the year setti... Read More

January 12, 2015

biggest threat to your credit

Credit 101
The Single Biggest Threat to Your Credit in January
It’s January and another holiday shopping season is over. Wheth... Read More

January 8, 2015

credit habits

Credit 101
5 Good Credit Habits to Start in 2015
Improving your credit and debt situation in 2015 may not require ... Read More

December 31, 2014

know about credit scores

Credit 101
The Single Most Important Thing You Need to Know About Credit Scores
What is the most important thing you need to know about credit sc... Read More

December 31, 2014