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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Will Credit Monitoring Hurt My Score?

Credit 101
Will Credit Monitoring Hurt My Credit Score?
Is there a downside to accepting an offer for credit monitoring ... Read More

December 26, 2014

The Danger of Maxing Out Your Credit Cards

Credit 101
The Danger of Maxing Out Your Credit Cards
Doing some research for a larger story about the “damage po... Read More

December 24, 2014

good credit

Credit 101
5 Things Good Credit Can Get You
Need a good reason to get serious about reviewing, maintaining or... Read More

December 17, 2014

be richer

Credit 101
Why Rich People Still Need Good Credit
Wealth is pretty subjective: Average wage-earners can go through ... Read More

December 9, 2014

which credit score

Credit 101
Which Credit Score Should I Pay Attention to?
There is no one credit score. There are many. The one that matter... Read More

November 29, 2014

credit card mistakes

Credit 101
The 5 Worst Credit Card Mistakes You Can Make
Like any powerful tool, credit cards can be useful or harmful, de... Read More

November 27, 2014