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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Do Your Grandparents Need to Be Worried About Credit?

Credit 101
Should Grandparents Worry About Their Credit?
Older Americans may seem to have out-saved their need for a good... Read More

October 16, 2014

7 Costly Credit Score Myths

Credit 101
7 Costly Credit Score Myths
Your credit score can make a huge difference in your finances, fr... Read More

October 15, 2014

5 Ways Your Kid Can Hurt Your Credit

Credit 101
5 Ways Your Kid Can Hurt Your Credit
There’s plenty of information out there on what it costs to... Read More

October 10, 2014

How to Avoid the Credit Mistakes Most 20-Somethings Make

Credit 101
How to Avoid the Credit Mistakes 20-Somethings Make
The world of credit and finances can be daunting when you’re in... Read More

October 7, 2014

Why Does Negative Info Stay On Credit Reports for 7 Years?

Credit 101
Why Does Negative Info Stay on Credit Reports for 7 Years?
Under the Fair Credit Reporting Act, most negative information ca... Read More

October 6, 2014

Can Rearranging My Debt Boost My Credit Score?

Credit 101
Can Rearranging My Debt Boost My Credit Score?
A reader, Eric, wanted to know if it would be smart to move some ... Read More

October 2, 2014