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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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credit card terms

Credit 101
8 Credit Card Terms Everyone Should Know
When we think about credit cards, we think of a simple, small pie... Read More

September 25, 2014

help you buy a home

Credit 101
The Credit Building Trick That Won’t Help You Buy a Home
Planning to apply for a mortgage? If yes, an authorized credit ca... Read More

September 23, 2014

joint credit card

Credit 101
Are Joint Credit Cards a Good Idea?
It’s exciting for a couple to move in together. All of the... Read More

September 23, 2014

least credit card debt

Credit 101
The States With the Least Credit Card Debt
Midwestern states have some of the lowest costs of living in the ... Read More

September 23, 2014

Does Your Credit Score Care Where You Shop?

Credit 101
Does Your Credit Score Care Where You Shop?
With all the information our actions generate — from websites w... Read More

September 22, 2014

What's Your Credit Score IQ?

Credit 101
What’s Your Credit Score IQ?
Most people know a good credit score is crucial to getting an aff... Read More

September 18, 2014