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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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raise your credit score

Credit 101
Can You Raise Your Credit Score 100 Points in a Month?
Improving your credit score often requires a lot of patience, bec... Read More

September 16, 2014

More People Are Getting Credit. Is That a Good Thing?

Credit 101
More People Are Getting Credit. Is That a Good Thing?
A new report from Equifax shows that credit in America has risen ... Read More

September 15, 2014

Can Bad Credit Keep Me From Getting a Promotion?

Credit 101
Can My Credit Keep Me From Getting a Promotion?
A reader, Brittney, like many of us, made lots of financial mista... Read More

September 12, 2014

credit report errors

Credit 101
How Do Credit Report Errors Happen?
If you have seen wrong information on your credit report —Â... Read More

September 4, 2014

300 credit reports

Credit 101
I Got a Credit Card Offer in the Mail. Now What?
Perhaps you just received a credit card offer in the mail, or wer... Read More

August 29, 2014

pay your credit card

Credit 101
You Can Pay Your Credit Cards & Still Wreck Your Credit
The most important thing that you need to know about credit cards... Read More

August 22, 2014