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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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3 Reasons to Check Your Credit Regularly

Credit 101
3 Reasons to Check Your Credit Reports Regularly
Are you afraid to check your credit reports and scores because yo... Read More

August 20, 2014

Will Keeping Your Kids On Your Insurance Hurt Your Credit?

Credit 101
Will Keeping Your Kids On Your Insurance Hurt Your Credit?
Some parents are now keeping their adult children on their health... Read More

August 13, 2014

How Many Credit Cards Should a College Student Carry?

Credit 101
How Many Credit Cards Should a College Student Have?
As students head back to campuses across the country, they will b... Read More

August 6, 2014

My Spouse Has Dementia, and I Can't Cancel His Credit Card

Credit 101
My Spouse Has Dementia & I Can’t Cancel His Credit Card
A reader wrote to us to ask about canceling a credit card be... Read More

July 24, 2014

What Should I Do With a Credit Card I Never Use?

Credit 101
What Should I Do With a Credit Card I Never Use?
They are the knickknacks of your personal financial lives: those ... Read More

July 17, 2014

How Does Child Support Affect Your Credit?

Credit 101
How Some Divorced Parents Hurt Their Credit
When parents fall behind on their child support payments, they ma... Read More

July 11, 2014