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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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How to Get Primary User's Late Payments Off Your Credit Report

Credit 101
Help! Late Payments Are Hurting My Credit… But They Aren’t Mine
A reader, “DJM,” did what we here at Credit.com often... Read More

July 8, 2014

How to Maintain Good Credit Without Debt

Credit 101
How to Maintain Good Credit Without Debt
Credit is a system of trust, and that trust can only be establish... Read More

July 7, 2014

Getting Bad Credit Advice?

Credit 101
How to Make Sure You’re Getting Good Credit Advice
When you get advice from a lender or loan officer about your cred... Read More

July 4, 2014

How to Pick a Credit Card That Will Help Your Credit

Credit 101
How to Pick a Credit Card That Can Help Your Credit
Using a credit card responsibly is one of the easiest ways to rep... Read More

June 30, 2014

What Happens if I Never Check My Credit Report?

Credit 101
What Happens if I Never Check My Credit Report?
There’s no good reason to make your life more difficult, but th... Read More

June 27, 2014

moving mistake

Credit 101
The Little-Known Moving Mistake That Will Cost You Big
You’re moving? Be careful. Once you’ve managed to get all you... Read More

June 26, 2014