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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Smart Ways to Build Credit When You Don't Want a Credit Card

Credit 101
How to Build Credit Without a Credit Card
If you’re looking to build or rebuild credit, some of the f... Read More

June 25, 2014

Can a Timeshare Hurt My Credit?

Credit 101
Can a Timeshare Hurt My Credit?
With summer upon us, and the much-deserved vacation time that com... Read More

June 24, 2014

single parent

Credit 101
The Credit Dangers That Single Parents Face
If being a parent often feels like a constant juggling act, it ca... Read More

June 20, 2014

credit card myths debunked

Credit 101
5 Credit Card Myths Debunked
[UPDATE: Some offers mentioned below have expired and/or are no ... Read More

June 18, 2014

5 Credit Tips That Could Save Your Mortgage

Credit 101
5 Credit Moves That Could Wreck Your Mortgage
While credit standards have somewhat loosened up in home lending,... Read More

June 17, 2014

Will a Pay Cut Hurt My Credit?

Credit 101
Will a Pay Cut Hurt My Credit?
Income isn’t reported to credit bureaus, but your paycheck ... Read More

June 13, 2014