Credit 101

Credit.com is here to provide you with a practical, real-world credit education. Weโ€™ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. Weโ€™ll also brief you on the type of credit products available and how to evaluate which one is right for you!


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Credit 101

What Is a Credit Builder Loan?

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. You need decent credit to take out a loan, but you canโ€™t build good credit... Read More

| April 2, 2024

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Is 720 a Good Credit Score?
Many or all of the products featured here are from our partners w... Read More

December 4, 2023

Is No Credit Better Than Bad Credit?
Many or all of the products featured here are from our partners w... Read More

October 25, 2023

Is a 680 Credit Score Good or Bad? What You Should Know
Many or all of the products featured here are from our partners w... Read More

October 24, 2023

When Was the Credit Score Invented?
Many or all of the products featured here are from our partners w... Read More

October 16, 2023

Can You Get an Apartment with Bad Credit?
You can get an apartment with bad credit, but it may take some st... Read More

September 12, 2023

What to Know About Credit Utilization
Learn about credit utilization and how it impacts your credit. Fi... Read More

April 11, 2023