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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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How Often Should I Check My Credit Report?

Credit 101
How Often Should I Check My Credit Report?
Many people may put off checking their credit reports until they ... Read More

June 11, 2014

Does My Age Help My Credit Score?

Credit 101
Does My Age Help My Credit Score?
Does credit scoring favor older, more mature people? Nope. Credit... Read More

June 10, 2014

How to Sweet-Talk Your Credit Card Issuer

Credit 101
How to Sweet-Talk Your Credit Card Issuer
Is there something that you need from your credit card issuer, bu... Read More

June 10, 2014

raise your credit score

Credit 101
6 Recurring Expenses That Don’t Help Your Credit Score
Isn’t it ironic how you can have an excellent payment history b... Read More

June 1, 2014

credit score changing

Credit 101
Why Does My Credit Score Change So Often?
If you monitor your credit score, you may be like this reader ... Read More

May 31, 2014

hurting your credit

Credit 101
Are You Accidentally Hurting Your Credit?
If you are aiming for a high credit score, you may find the task ... Read More

May 26, 2014