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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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The Most Common Credit Myths

Credit 101
The Most Common Credit Misconceptions
Most of us aren’t clueless about credit scores, but we may be m... Read More

May 21, 2014

How to Make Your Good Credit Score Even Better

Credit 101
How to Make Your Good Credit Score Even Better
If you have good credit, it’s something to be happy about. ... Read More

May 19, 2014

Could Making Only the Minimum Payment Hurt Your Credit Score?

Credit 101
Could Making Minimum Payments Hurt Your Credit Score?
How you use your credit card can have a big effect on your credit... Read More

May 19, 2014

free credit reports

Credit 101
Free Credit Reports: What’s the Catch?
Consumers are entitled to a free annual credit report from each o... Read More

May 15, 2014

4 Credit Mistakes New Homeowners Make

Credit 101
4 Credit Mistakes New Homeowners Make
Homebuyers often spend considerable effort padding and polishing ... Read More

May 12, 2014

How to Pick a Good Credit Counseling Agency

Credit 101
How to Pick a Good Credit Counseling Agency
When unexpected bills wipe out your savings or force you to max o... Read More

May 9, 2014