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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Who Owns Your Credit Data?

Credit 101
Who Owns Your Credit Data?
At this point, we’re used to the idea that companies collec... Read More

May 8, 2014

enough credit

Credit 101
Do You Have Enough Credit?
Most people worry about having too much credit: too many accounts... Read More

May 8, 2014

buy life insurance

Credit 101
The True Cost of Bad Credit
Life’s easier if you have good credit, financially speaking... Read More

May 2, 2014

Help! I Used the Wrong Social Security Number

Credit 101
Help! I Used the Wrong Social Security Number
After ignoring his credit for too long, a reader, Steve, decided ... Read More

May 2, 2014

credit report origin

Credit 101
Where Did Credit Reports Come From?
We may be in an age of Big Data, but collecting information on co... Read More

April 30, 2014

credit myths

Credit 101
5 Quick-Fix Credit Tips That Don’t Work
There’s nothing wrong with looking for an easy solution to ... Read More

April 25, 2014