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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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The Laziest Ways to Improve Your Credit

Credit 101
The Laziest Ways to Improve Your Credit
There are people out there who expend a lot of energy in the ques... Read More

April 24, 2014

What Your Credit Reports Won't Tell You

Credit 101
What Your Credit Reports Won’t Tell You
A credit report is a pretty simple concept: It’s a report o... Read More

April 23, 2014

A Super Simple Way to Figure Out If You Have Good Credit

Credit 101
A Super Simple Way to Figure Out If You Have Good Credit
Your credit report is basically a record of why someone would or ... Read More

April 21, 2014

The 5 Dumbest Credit Moves

Credit 101
The 5 Dumbest Credit Moves
Several years ago, I watched in amazement when the CEO of a major... Read More

April 16, 2014

credit report correction

Credit 101
How Do Mistakes Get Removed From Your Credit Reports?
You’ve found a mistake on your credit reports and you know you ... Read More

March 31, 2014

free credit report

Credit 101
Does Getting a Free Credit Report Hurt Your Credit?
There are plenty of things you may worry about when checking your... Read More

March 26, 2014