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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Will Bad Credit Stop You From Getting Cable?

Credit 101
Will Bad Credit Stop You From Getting Cable?
You know that your credit will be checked if you apply for a loan... Read More

March 24, 2014

marriage and credit

Credit 101
Can Getting Married Hurt Your Credit Score?
You’ve probably heard the idea that when you marry someone,... Read More

March 20, 2014

What’s the Most Damaging Thing on Your Credit Report?

Credit 101
What’s the Most Damaging Thing on Your Credit Report?
There is no ultimate credit killer. There are all sorts of things... Read More

March 19, 2014

credit card applications

Credit 101
Why Applying for Lots of Credit Cards Can Hurt Your Credit
You can have as many credit cards as you want, provided your appl... Read More

March 18, 2014

data reports

Credit 101
How to Get Your Specialty Data Reports
We often talk about the Big Three credit reporting agencies ̵... Read More

March 17, 2014

paying old debt

Credit 101
Will Paying an Old Debt Hurt My Credit Scores?
Perhaps you want to qualify for a mortgage but there are unpaid c... Read More

March 17, 2014