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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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debt collector

Credit 101
Can a Debt Collector Remove Data From Your Credit Report?
Common misconception: Paying off a collections account improves y... Read More

March 14, 2014

late payments

Credit 101
Why Does One Mistake Hurt Your Credit?
One bad grade on your report card. One speeding ticket. In the gr... Read More

March 13, 2014

too old to build credit

Credit 101
Am I Too Old to Build Credit?
Is it ever too late to build credit? For many older Americans, it... Read More

March 12, 2014

freeze your credit card

Credit 101
What’s a Credit Freeze?
Looking for ways to shield your credit from fraud? A credit, or s... Read More

March 11, 2014

credit commandments

Credit 101
The 10 Credit Commandments
Whether you are thinking of buying a home or getting a new car in... Read More

March 4, 2014

Can Opening Credit Cards Help My Credit?

Credit 101
Will Opening Credit Cards Help My Credit?
Before applying for a new credit card, you have to ask yourself a... Read More

March 3, 2014