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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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5 Ways Credit Can Make or Break You

Credit 101
5 Ways Credit Can Make or Break You
Even if you’re not planning to take out any loans or open c... Read More

February 26, 2014

maxing out a credit card

Credit 101
Why Maxing Out a Credit Card Hurts Your Credit
The term “credit limit” can seem a bit deceiving. If ... Read More

February 25, 2014

how to build credit

Credit 101
How to Build Credit With Your Monthly Expenses
If you play your cards right, small, recurring expenses can win y... Read More

February 21, 2014

credit tips

Credit 101
5 Rules That Credit Experts Live By
We’ve been over this before: Minimize your debt, pay your b... Read More

February 21, 2014

what can i get removed from my credit report

Credit 101
What Can I Get Removed From My Credit Reports?
In the Disney classic “The Lion King,” the ever-wise ... Read More

February 20, 2014

Why Disputing Credit Accounts May Stop Your Home Sale

Credit 101
How a Credit Report Dispute Could Stop You From Buying a Home
Have you ever had a disagreement with a creditor? If yes, you may... Read More

February 18, 2014