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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Should I Close My Credit Card Account to Get a Mortgage?

Credit 101
Should I Close My Credit Card to Get a Mortgage?
There was a time that you could qualify for a mortgage with just ... Read More

February 13, 2014

credit after divorce

Credit 101
How Long Does It Take to Untangle Your Credit After Divorce?
The day you find out your divorce is final may either feel like o... Read More

February 12, 2014

Could Divorce Save Your Credit?

Credit 101
Could Divorce Save Your Credit?
People looking to improve their credit scores will explore a vari... Read More

February 10, 2014

how to build credit without a credit card

Credit 101
How to Build Credit Without a Credit Card
Unless you have a ton of cash at your disposal, you’ll probably... Read More

February 9, 2014

ways to boost your credit score

Credit 101
The Wrong Ways to Boost Your Credit Score
Common sense tells us that not all advice can be good advice. Whi... Read More

February 5, 2014

credit score

Credit 101
Why Do People Check Their Credit?
If you don’t measure it, you can’t tell if it’s... Read More

January 31, 2014