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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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job credit score

Credit 101
Can Your Job Hurt Your Credit?
There are many ways to wreck your credit that extend beyond bankr... Read More

January 31, 2014

What Is Credit Card Debt?

Credit 101
What Exactly Is Credit Card Debt?
About 56% of American adults say they have credit card debt, acco... Read More

January 29, 2014

Will Every Credit Card Show Up On My Credit Report?

Credit 101
Will Every Credit Card Show Up On My Credit Report?
Elementary school students who run afoul of their school’s ... Read More

January 23, 2014

Is Your Business Killing Your Credit?

Credit 101
Is Your Business Killing Your Credit?
Although he says he has a six-figure income, his balances on his ... Read More

January 22, 2014

Why You Should Make Time to Check Your Credit

Credit 101
Why You Should Make Time to Check Your Credit
I have to warn you: I sometimes try to be lighthearted and fun in... Read More

January 15, 2014

credit basics

Credit 101
5 Reasons People Fear Their Credit
Credit is all sorts of fun. At least, we at Credit.com think so, ... Read More

January 10, 2014