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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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help your credit

Credit 101
What’s the Simplest Thing I Can Do to Help My Credit?
If you pay your bills on time, you can improve your credit scores... Read More

January 10, 2014

Credit 101
How to Read Your Credit Reports
You’ve decided to take the plunge and review your credit report... Read More

January 9, 2014

debt-free

Credit 101
Can I Be Debt-Free & Have Great Credit?
Credit and debt are not synonyms. This is important to know. Itâ€... Read More

January 8, 2014

credit report

Credit 101
The 5 Most Confusing Things on Your Credit Report
You know that you should review your credit reports. So you do. B... Read More

January 7, 2014

building credit

Credit 101
What Am I Doing Wrong With My Credit?
If you want to improve your credit, you need to look at your fina... Read More

January 7, 2014

confused by credit

Credit 101
Confused by Credit? You’re Not Alone
To anyone who has ever felt overwhelmed by credit reports, credit... Read More

November 29, 2013