Legal Disclosure    Advertiser Disclosure

Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

For more personalized credit tips, sign up for a free Credit Report Card.

How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

Credit Tools

View All Credit 101 Posts

credit card usage

Credit 101
Does Filing a Tax Extension Hurt Your Credit?
Does filing a tax extension hurt your credit, and are there credi... Read More

March 16, 2023

Credit 101
10 New Year’s Financial Resolutions for Better Credit, Savings, and Wealth
According to Pew Research, 44% of people believe the financial im... Read More

January 25, 2022

Here's how to ensure your name change goes as smoothly as possible.

Credit 101
Will I Lose My Credit History If I Change My Name?
Thousands of people change their names each year, often as a resu... Read More

July 8, 2021

Believe it or not, there are a few things you can do to quickly boost your credit.

Credit 101
7 Simple Hacks for Building Better Credit
Sure, credit-scoring models are complicated (all that algorithm-i... Read More

July 8, 2021

Credit Score: 7 Important Things to Know About It

Credit 101
Your Credit Score: 7 Important Things to Know About It
This post originally appeared on The Financially Independent Mill... Read More

April 12, 2021

A man sits at a desk and talks on a cellphone with his laptop and a notebook open in front of him.

Credit 101
What Is a Soft Credit Check?
Whenever you apply for anything—a loan, credit card, etc.—the... Read More

December 22, 2020