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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Credit 101
How a Mortgage Can Help (or Hurt) Your Credit
Will a mortgage help — or hurt — your credit? If you&... Read More

September 19, 2012

4 Credit Report Mistakes That Might Be Damaging Your Score

Credit 101
4 Credit Report Mistakes That Might Be Damaging Your Score
Recently, a client sat in my office, shocked to discover that her... Read More

September 12, 2012

Credit 101
Who Doesn’t Have A Credit Score? (Hint: It Could Be You)
For numerous reasons unrelated to their ability to pay back loans... Read More

August 22, 2012

You Really Can Get Your Free Credit Score at Credit.com

Credit 101
Can You Really Get Your Credit Score for Free?
We often talk about how important it is to stay on top of your cr... Read More

August 20, 2012

Credit 101
What is My APR, Really?
When it comes to credit, sometimes even the simplest notes we rec... Read More

August 17, 2012

Credit 101
What’s Dragging Down Your Credit Score?
There are several factors used to make up a consumer’s cred... Read More

August 14, 2012