Credit 101

Credit.com is here to provide you with a practical, real-world credit education. Weโ€™ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. Weโ€™ll also brief you on the type of credit products available and how to evaluate which one is right for you!


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Credit 101

What Is a Credit Builder Loan?

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. You need decent credit to take out a loan, but you canโ€™t build good credit... Read More

| April 2, 2024

Credit Tools

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Credit Card Q&A: What does a credit card โ€œgrace periodโ€ mean?
Credit Question: What does a credit card โ€œgrace periodฬถ... Read More

February 21, 2011

Credit Card Q & A: How Do Cash Advances on Credit Cards Work?
Question: How do cash advances on credit cards work? Answer: If ... Read More

January 3, 2011