ExtraCredit® by Credit.com–Try It for One Week

If you’ve spent any time on Credit.com, you might’ve heard about ExtraCredit by now. Maybe you’ve read a few of our articles about ExtraCredit. Or maybe you’ve seen an article about ExtraCredit written up on another site (more on that later). Either way, we’re hoping that we’ve piqued your interest just a little bit.

Let’s say that you’re interested, but you’re a bit hesitant to make the leap. That’s totally understandable! And that’s why we’ve decided to offer a completely free seven-day trial of ExtraCredit. If you’re in the market for a financial tool that goes above and beyond traditional free credit monitoring, this just might be the chance you’ve been waiting for.

What Is ExtraCredit?

ExtraCredit is credit monitoring, identity protection, a rewards debit card and much more, all rolled into one. We don’t want to toot our own horn, but it’s the most comprehensive financial tool out there. Here are the features you get when you sign up for ExtraCredit:

Track It. With this feature, you get 28 of your FICO® scores. These are scores lenders use when evaluating you for credit, including mortgages, auto loans and credit cards. Seeing more than two dozen of your scores helps you get a comprehensive idea of where your credit stands. Track It also lets you see credit reports from all three major bureaus and monitor your credit so you know when something changes.
Guard It. This feature automates some monitoring to help protect your identity and your credit. It includes ID alerts and dark web monitoring to inform you if your information has been exposed in a security breach. It also includes ID insurance to help you cover losses if you are an identity theft victim.
Build It. Get your timely rent and utility payments reported on your credit files. This lets you get credit for bills you’re already paying.
Restore It. ExtraCredit users gets an exclusive discount to a leader in credit repair. If you find mistakes on your credit and need help setting the ship right, you can save money on those services.
Reward It. You can get a $5 sign-up bonus and cash rewards as high as $2500 by applying for and getting approved for offers through the ExtraCredit app.

How ExtraCredit® Can Help You

We know that whatever your credit situation is, you work hard—for your money, for your financial opportunities and for whatever you need to keep your lifestyle going. When you sign up for ExtraCredit, we’ll work with you too. ExtraCredit is a tool designed to help everybody, including those who are working hard to make ends meet and improve the future for themselves and their families.

You probably already figured this out, but ExtraCredit covers a lot of ground. When you sign up for ExtraCredit, you’ll get a rewards debit card, credit monitoring, identity protection, utility reporting and a whole lot more. So while you might get a ton of use out of a few features, you might not get use out of some others. It all depends on your financial situation.

Think of it like this: when you sign up for ExtraCredit, you’ll get access to a few tools that can help you with what you need. As for the other features? Think of them as a little bonus.

Some ways ExtraCredit helps people who may be looking to build a better financial future include:

Finding offers on financial tools that your credit score may actually qualify for.
Taking the second-guessing out of your credit by giving you access to all three of your credit reports.
Protecting your identity and your credit with comprehensive identity protection.
Letting you see what lenders see by giving you access to 28 of your FICO scores.

Basically, ExtraCredit is for everyone, no matter your credit score or financial standing. And for ExtraCredit to get the results you want, you need to meet us halfway—we’ll give you valuable tools and resources, you’ll put the work in and you can make the changes you want.

ExtraCredit Reviews

Sure, we can keep on talking about how great ExtraCredit is. But why take our word for it? Here are a few recent reviews from actual ExtraCredit customers:

“Prior to Extra Credit, the only way you could have access to all of your FICO(R) Scores was through MyFico.com. Monthly updates of these scores cost 2x as much as the ExtraCredit product, so it’s nice to have an alternative. These numbers are invaluable when making major purchases. We are in the process of buying a home and having access to our actual FICO(R) Scores 2, 4 and 5 is what we need, which is what this service provides.”

Nicole H.

“My experience with Credit.com has been excellent. It contains valuable information on how to get and maintain good credit through valuable sources. The checks and balances system with connecting to banks and other federal institutions to increase credit eligibility through bill pay is secure and helpful as well.”

Charles M.

Disclaimer: Current users were solicited for an unbiased review about their experience with ExtraCredit.

“After my divorce, my credit plummeted, and I felt hopeless. Working at Credit.com made me aware of ExtraCredit, and I’m so glad I signed up. I wasn’t sure how or if ExtraCredit could help me. But I went for it, and my life did a complete 180. I recently was able to move into a new townhome with my kids. I started seeing improvement in just a couple months. My life has completely turned around. “

Aleshia M. is an ExtraCredit member & Credit.com employee. Aleshia received her service for free.

ExtraCredit in the News

Still not ready to take our word for it? Find out what others are saying about ExtraCredit:

Are you interested in ExtraCredit, but aren’t quite ready to commit? That’s why we decided to provide a completely free one-week trial. Sign up today, and get free and complete access to ExtraCredit for one week!

Check out your credit score today!

About Credit.com

Credit.com provides consumers credit monitoring solutions with a team dedicated to helping simplify the confusing world of credit. Find the resources and tools you need to help give your credit what it needs and ease the path to financial wellbeing. Learn more at credit.com. Check out our blog at credit.com/blog. Like us on Facebook, follow us on Twitter @CreditExperts, and on Instagram @credit.com.