Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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HELOCs Made a Comeback in 2013
Home equity lending surpassed 2009 levels in 2013, with $111 bill... Read More

March 6, 2014

ARM vs. Fixed-Rate Mortgages: What’s Right for You?
When it comes to buying a house, you have to make lots of decisio... Read More

March 3, 2014

Could You Afford an Average Home in These Cities?
Just how big does your paycheck need to be to purchase a home in ... Read More

March 2, 2014

Foreclosure Declines Continue
There was a time when having more than 1 million U.S. homes in fo... Read More

February 28, 2014

The Etiquette of Homebuying
Homebuying isn’t all house tours, contracts and closing costs. ... Read More

February 26, 2014

How to Get a Mortgage Despite a Debt Judgment
A judgment is a painful court order to pay a debt, and can arise ... Read More

February 26, 2014