Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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How Your Taxes Could Hurt Your Homebuying Chances
Are you planning on buying or refinancing a home this year? When ... Read More

February 12, 2014

My Bank Called My Dad & Got Him to Pay My Mortgage
Think back to elementary school when you made a mistake and worri... Read More

February 12, 2014

How Short-Sale Survivors Can Get a Mortgage
Need to finance a home this year? If you had a previous short sal... Read More

February 5, 2014

5 Homebuying Hiccups for Veterans to Avoid
Many homebuyers and agents shy away from the Department of Vetera... Read More

February 4, 2014

My Mortgage Lender Wrecked My Credit
A reader, Shelly, recently told us she applied for a mortgage whi... Read More

January 30, 2014

Do You Need 3 Credit Scores to Get a Mortgage?
In order to get a mortgage these days, home buyers are typically ... Read More

January 29, 2014