Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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More Americans Feel Unprepared to Buy a Home
In the wake of the financial crisis and recession, many people’... Read More

November 26, 2013

A House Hunting Guide for Veterans
Selecting a real estate agent is one of the most important choice... Read More

November 20, 2013

How to Finance Your Mortgage Closing Costs
[UPDATE: Some offers mentioned below have expired and/or are no l... Read More

November 19, 2013

Foreclosures, Repossessions Continue to Drop
Banks repossessed 29% fewer homes last month than in October 2012... Read More

November 19, 2013

Average Home Down Payment Falls to 15.73%
The average down payment for 30-year fixed rate mortgages dropped... Read More

November 15, 2013

Bartender: Will Tips Hurt My Chances of Buying a Home?
A reader recently asked us if cash deposits to a checking account... Read More

November 15, 2013