Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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Mortgage Delinquencies Hit a 5-Year Low
Foreclosures and delinquencies in the housing market have dropped... Read More

November 14, 2013

American Homeownership Took a Dive Post-Recession
Median home values took a hit across the U.S. following the reces... Read More

November 14, 2013

Is There a Best Time to Buy a Home?
[UPDATE: Some offers mentioned below have expired and/or are no l... Read More

November 14, 2013

Adjustable-Rate Mortgages Look Good: Should You Bite?
You can get a 30-year fixed-rate mortgage at about 4% today. That... Read More

November 10, 2013

Mortgage Mischief? Why It Pays to Shop Around
Home borrowers got a reminder Thursday that the mortgage process ... Read More

November 8, 2013

The States With the Lowest Real Estate Taxes
Real estate taxes, also called property taxes, are among the many... Read More

November 8, 2013