Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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How to Figure Out If You Can Refinance Your Home
As home values in many markets have rebounded from the crisis, th... Read More

October 23, 2013

Study: 1 in 5 Mortgages Won’t Qualify for Safe Harbor Under Dodd-Frank
An analysis of home loans showed that one in five current mortgag... Read More

October 21, 2013

Are Preapproved Mortgages Becoming Extinct?
Life is complicated for homebuyers these days. There can be lots ... Read More

October 20, 2013

Bank Employee Arrested for Short Sale Scheme
A former Bank of America employee in California has been indicted... Read More

October 18, 2013

Your Spouse’s Credit Could Hurt Your Chance of Buying a Home
My wife was entering her third and final year of law school when ... Read More

October 15, 2013

Foreclosure Rate Down 27% From 2012
The number of distressed properties last month decreased 27% from... Read More

October 15, 2013