Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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Can Credit Cards Keep You From Buying a Home?
Consumer debt: Many of us have it. And most who do, have a love/h... Read More

October 2, 2013

7 Loans You Thought Had Disappeared
You don’t hear much about certain types of mortgages these ... Read More

September 29, 2013

Engaged? What You Need to Know About Buying a Home
[UPDATE: Some offers mentioned below have expired and/or are no l... Read More

September 24, 2013

Reverse Mortgage Changes: What You Need to Know
The U.S. Department of Housing and Urban Development (HUD) earlie... Read More

September 23, 2013

Will Mortgage Rates Drop on Fed News?
Economists have been expecting the Federal Reserve to reduce its ... Read More

September 20, 2013

How Will Collections Affect My Ability to Buy a Home?
We recently received a question from a reader who’s plannin... Read More

September 18, 2013