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Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

secure a mortgage

Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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waiting to buy a home

Mortgages
What Will Waiting to Buy a Home Cost You?
At the end of June, mortgage rates for a 30-year fixed-rate mortg... Read More

July 7, 2013

homeownership rate

Mortgages
Homeownership Rates at Lowest Level Since 1976
While the housing recovery seen during the past year or more has ... Read More

July 5, 2013

mortgage rules

Mortgages
CFPB Issues Revisions for Mortgage Rules
The federal government has put a number of new regulations into p... Read More

July 2, 2013

Housing growth

Mortgages
Construction Constraints Could Slow Housing Growth
The housing market has been making significant strides for more t... Read More

June 29, 2013

rising interest rates

Mortgages
Will Rising Interest Rates Hurt the Housing Market?
Mortgage rates have been extremely low for some time now. Howev... Read More

June 26, 2013

home value

Mortgages
Home Values on the Rise Again in May
In recent months, a large number of homeowners across the country... Read More

June 25, 2013