Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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States Not Utilizing Foreclosure Settlement Funding?
About six months after 49 states’ attorneys general agreed ... Read More

October 23, 2012

Will 2013 Be the Year You Can Finally Get a Mortgage?
The decision to make the jump from renter to homeowner is not an ... Read More

October 11, 2012

Government Survey Signals Housing Market Recovery
There have been a number of positive developments in the housing ... Read More

October 9, 2012

Why Do HELOCs Have Such Low Delinquency Rates?
Delinquency rates on home equity lines of credit, commonly known ... Read More

October 8, 2012

Consumers Catching Up on Late Mortgages
While the housing market has been somewhat rocky in the last seve... Read More

October 2, 2012

Fixed-Rate Mortgages Hit Record-Low 3.4%
Freddie Mac announced Thursday morning that 30-year fixed-rate mo... Read More

September 28, 2012