Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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California’s New Homeowner Bill of Rights: What We Can Learn
Last week the California legislature passed the Homeowner Bill of... Read More

July 18, 2012

Foreclosure vs. Short Sale: What’s Worse for Your Credit?
Short sales are on the rise and more and more underwater homeowne... Read More

July 11, 2012

Foreclosure Aftershock: Paying the IRS
Christine, a Credit.com reader, thought that after losing her hom... Read More

July 11, 2012

Lawmakers to AIG: Don’t Block Mortgage Refis
One of the nation’s largest mortgage lenders currently has ... Read More

July 3, 2012

Short Sale or Foreclose? Either Way, You Lose.
Five years into the housing crisis, many Americans are still sadd... Read More

July 2, 2012

Considering a Non-Bank Mortgage? 7 Steps to Avoid Scams
During the height of the mortgage boom, it seemed all you needed ... Read More

June 28, 2012